But it is too limited for my use. Get an instant decision, and if approved, you can start shopping right away. If you do get an offer, it simply means you have a pretty high chance of getting approved, the offer itself does not guarantee approval. that ranges from You would think they would have sympathy or understanding. To contact us by mail, send written inquiries to: Opens Dillard's Pinterest in a new window, Opens Dillard's Instagram in a new window, California Transparency in Supply Chains Act. This is why I stick with my current card (Chase Rewards); it rotates the bonus categories every 3 months and includes options like Amazon.com, movie theaters, other department stores (e.g.

Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). Also a big selling point for me, I like that this credit card has a lot of bonus perks that other cards do not have. Your Dillard’s Card must be used in conjunction with redeeming Shopping Passes or Rewards Certificates. © 2020 Dillard's, For every 1,500 points you earn, we’ll give you your choice of a, Opens Dillard's Pinterest in a new window, Opens Dillard's Instagram in a new window, Dillard’s Rewards Program Terms and Conditions, California Transparency in Supply Chains Act. The rewards also make it attractive. Horrible!, Customer Service the worst, my payment can not go through charging me late fees when paid on time ...... if is an option to write minus stars, I will do it , do not recommend this card at all. The late fee being $35 is similar to the Capital One Venture, Dillard's credit card sounds like a good choice for those who love to shop at Dillard's. Please find the nearest store here: https://www.dillards.com/stores. The issue was on their end but they were not willing to waive my fee (first time late) or do anything to rectify the issue :/. Select that option, and then say “representative.”. I do like the discount that is received when opening the account.

They act merely as a card processing company for them.

Why Should You Get a Business Credit Card? I comes with pretty hefty late fee of thirty five dollars if you forget and pay late too, pretty harsh for a card only for those that have a proven track record of good credit and so. If you're looking to apply, we recommend at least a 630 credit score. However what i really like about this card is the no annual fee and the max late fee that is set at $35 each!! 2 reward points for every $1 spent. I have never missed a payment in the 15 years that I have had the account. credit card I love that it is backed by American Express so I feel confident that my information is secure and the company is ethical, I like to use the Dillard's card in a store. The points add up quickly and you can not beat the interest rates for a department credit card. As the credit company for a retailer like Dillards, Wells Fargo doesn't really care about customer service. Dillard's Credit Card is related to the following categories: Don't see what you're looking for?

Earn a 10% Off Welcome Shopping pass in your first statement when you open an account and charge $100. However, I've had my Dillard's credit card for about a year now and what's great is that it's a rewards-based card. How to Find a Money Transfer Service Near Me? All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. However, the cards interest rate is a little high for usage especially when we’re talking about using it in a grocery or gas station. Don't worry about an annual fee: there is none. Rewards points earned which have not been used toward the issuance of a Rewards Certificate or Shopping Pass will expire at the end of the 12th month after such Rewards Points are earned. If you shop at Dillard's frequently or even shop at your local grocery store frequently, then this card is perfect. This is why I keep my Dillard's card at hand always, compared to the Nordstrom's card I have, that doesn't have as many member discounts. The point system would encourage me to use their card as opposed to using my lower interest credit cards, debit card, or cash. How to Use a Personal Loan to Build Credit. It's at 100% if everybody recommends the provider, and at -100% when no one recommends. However, I currently have a cash-back card through CapitalOne (Quicksilver)- and I'd much prefer cash to points! show more… every $1 spent. If you're wondering whether Dillard's Credit Card is the right card for you, read on. When requesting to speak to a "manager" they simply pass the call along to another call center employee. Transunion fico score was in high 790s at the time of application. View all personal credit cards offered by Wells Fargo Bank, Please write a review to submit your vote, Complete Guide to Certificates of Deposit. Box 10347Des Moines, IA 50306-0347. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

Great interest rates as well! Just make sure to pay any pending balance and redeem your rewards first. changed over to Wells Fargo one we never got notified that any address on payee were changing so threw our bank account everything stayed the same they would never receive our payments and blamed us for wrong information on our part. You can apply for the Dillard’s Credit Card at a Dillard’s store or by mail. I like the fact you can also achieve double points on groceries and gasoline, which is very much like the Barclay rewards card I carry. I'm not a fan of the foreign transaction fee, but that is pretty standard. Decent store credit card. Compare real offers from multiple lenders.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. I was instantly approved for the amex version with a $4500 limit. It is a big deal when the time to pay comes around and you had that money earmarked for something else. What does that even mean in the age of technology?? I don't feel motivated to use the card. Is It Okay to Open and Close Bank Accounts? How to Get a Reverse Mortgage: 3 Steps to Getting an HECM.

Interest rates on the other hand is a bit costly, but that is expected from credit cards no these days. See if you qualify for student loan refinancing and compare real time offers. Does Refinancing Your Car Loan Hurt Your Credit Score? Chat with a Beauty Expert Today! American Express is a federally registered service mark of American Express. But because it's specifically Dillard's … Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. The Dillard's Credit Card Elite Status brings with it quite a few perks: In order to keep your Dillard's Credit Card at Elite Status, you need to charge at least $2,000 in purchases every calendar year. You have a 23 day grace period to make your payment, and get free merch just for shopping there. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. This is everything you need to know to make a good choice.

So it looks like if you have good credit and frequent Dillard's, get on it!

Have a Beauty Question? Check the information is accurate and submit your application. I recommend the card to everybody who likes to see $$$ accumulate fast. Have a Beauty Question? I generally do not like store credit cards, even if they are all purpose cards, as their points are usually only earned on store purchases. Both methods only take about a minute to do, so use whichever is more convenient for you. the rewards are not neither are the benefits worth applying for the card compared to others i have seen like the shell gas card. This credit card program is issued and administered by Wells Fargo Bank, N.A. average daily balance (including new purchases).

Additional restrictions and limitations may apply as stated on the Rewards Certificate or Shopping Pass. A poor one here. Your Dillard’s Card must be used in conjunction with redeeming Shopping Passes or Rewards Certificates. | What Are Different Types of Credit Cards? There is no annual fee, which is awesome. Rewards Certificates and Shopping Passes cannot be used for prior purchases, credited to an account, redeemed for cash, or used for purchasing gift cards and must be presented at time of purchase for every eligible transaction by the expiration date shown on the certificate or pass. Personal Loan Vs. Line Of Credit: Which Is Better? But I wouldn't really recommend either, to be honest. The Dillard's card is great for use in the store. Using this card at Dillard's nets you 2 bonus points per dollar you spend, which is rather generous compared to my JCPenny card that only rewards 1 point per dollar spent. I received so many rebates from spending at Macy's alone; I was also offered a credit raise after my first two months in possession of the card (as opposed to other cards I have waited 6 months for). And if you find out that your credit isn't quite up to par, working to improve it can drastically increase your approval chances.