To report a criminal tax violation, please call (251) 344-4737. However, in 2016, Judge Sawyer of the United States Bankruptcy Court for the Middle District of Alabama undertook a detailed examination of the tax sale procedure and redemption rights. The maximum bid is 12% simple interest per annum prorated monthly. Search Franklin County property records through GIS mapping. ), In Alabama, a tax lien sale is a public auction that happens once each year. Search Jackson County recorded documents by name, filing date or instrument number including deeds, trusts, judgments, liens, financing statements, mortgages, and wills. After the tax lien sale, you get the chance to pay off the amounts owed and keep your home. Even though you’ll get some time to redeem your Alabama home before losing it to someone through a tax deed, in most cases, it's better to take action earlier to try to make your taxes more affordable. In this article, you’ll find details on property tax sale laws in Alabama, with citations to statutes so you can learn more. Notice of the Tax Sale. If a tax lien certificate purchaser refuses the right to purchase a tax lien relating to a subsequent delinquency as described above, the subsequent delinquent tax lien will be auctioned. In accordance with Title 40, Chapter 10, Code of Ala. 1975 (§40-10-180 through 200), the Tuscaloosa County Tax Collecting official has authority to auction and sell tax liens on properties for which ad valorem property taxes are delinquent. Bidders will purchase the tax liens for the property in the amount of past-due taxes, which equals the principal amount of the elinquent taxes, the amount of accrued and accruing interest thereon, and penalties, fees, and costs proposed through the day of the tax lien auction or sale. All tax liens that remain unsold by the tax lien auction or sale shall be included in all future tax lien auctions or sales until sold. When the Owner has paid the required redemption amount to the court, “the court shall enter judgment for the [Owner] for the land, and all title and interest in the land shall by such judgment be divested out of the [Tax Purchaser].”. ), Generally, after owning a tax certificate for three years, the purchaser is entitled to a tax deed and ownership of the property. Search Lamar County property records through GIS maps. The notice will include the date of the auction and the name and address of the tax lien purchaser. Search Talladega County property records through GIS mapping. Tax amount varies by county The median property tax in Alabama is $398.00 per year for a home worth the median value of $119,600.00. If someone else is the high bidder at the sale, that party is entitled to possession of the home as soon as he or she receives the certificate from the tax collector. Search Jefferson County sewer liens and delinquencies by name. (Ala. Code § 40-10-13). Search Cleburne County property records through GIS mapping. However, the buyer can negotiate with the seller to pay some or all of this fee as part of the sales agreement. This notice will tell you to show up at the hearing and demonstrate—if you can—why the court shouldn’t allow the tax lien sale. If the Tax Purchaser holds a tax deed and the Owner remains in possession of the Property, the three-year limitation period will bar the Tax Purchaser’s ejectment action against the Owner and will also “re-vest” legal title to the Property in the Owner. Alabama, unlike some other states, generally holds tax sales once a year, commonly in April and May, though it may vary.

A $5.00 tax auction certificate fee will be added to each sale. Autauga County Free Search. None of the information offered by this site can be used for assessing or evaluating a person's eligibility for employment, housing, insurance, credit, or for any other purpose covered under the Fair Credit Reporting Act. If the Property has not been redeemed after five years, the State may sell the Property to any purchaser for cash at the best price obtainable, irrespective of the amount of taxes due. Tuscaloosa County Office of Public Defender, Arts and Humanities Council of Tuscaloosa. The high bidder at the tax lien sale doesn’t immediately get title to the property. The date of the Auction, here after, will be announced when delinquent notices are mailed each January. Search Marshall County recorded documents by name, book, filing date or instrument number including deeds, mortgages, judgments, liens, death certificates, UCCs, and wills. In Alabama, a tax lien sale is a public auction that happens once each year. Search by owner name, address, or parcel number.

Search Mobile County recorded documents, including deeds, mortgages, UCCs, incorporations, estate claims, marriages, election records, and wills with required registration. Search Marengo County property records through GIS mapping. Join Clever’s network. The purchaser at private sale shall be entitled to interest on the amount paid at a rate agreed to by the Tax Collecting official, not to exceed 12%. If you're an Alabama buyer taking out a mortgage to finance your home purchase, you'll have an additional recording fee of $0.15 per $100 that's typically associated with the transfer tax. Fill out this form to

Search Shelby County property tax and assessment records by owner name, address or parcel number. If no one bids a sufficient amount for the home at the sale—that is, enough to cover the full amount of the judgment—the state of Alabama gets a deed to the home. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. The tax is collected by the seller from their customer and remitted directly to the state. Search interactive Choctaw County GIS map for property assessment records. The holder of the certificate of sale is entitled to possession of the home. A lien effectively makes the property act as collateral for the debt. Search Russell County property records through GIS mapping. Notice of the Tax Sale Before the sale, the tax collector must first get a court decree from the probate court, authorizing a sale.

Registration begins two weeks prior to sale.

The real estate transfer tax is paid to a local or state agency to transfer real property from one owner to another. Search Montgomery County property tax and assessment records by name, address or parcel number. M.D. After the Tax Lien Sale Purchase The property can be redeemed at any time within the first 3 years from the date of the Tax Lien Sale. If a private party purchases the property at the tax sale (a “Tax Purchaser”), the Tax Purchaser is entitled to a certificate of purchase containing a description of the Property and the Taxes owed. The one drawing the “yes” card will determine the winning bidder for the tax lien. Property Search and GIS Maps. An ejectment action normally requires a showing by the plaintiff that he has either legal title to, or possession of, the property, and that the defendant has either unlawfully entered upon or detained the property. The tax lien certificate purchaser will have the first right to purchase the tax lien relating to a subsequent delinquency on the property as described in the tax lien certificate of the holder and will be entitled to the same interest rate as shown on the previous tax lien certificate. You may be wondering how much this tax will be, who pays for it, and whether you can deduct this tax from your annual income taxes. In some states, the information on this website may be considered a lawyer referral service. Search Fayette County property records through GIS mapping. Bidding Process Anyone wishing to purchase a tax lien property once approved, must go online and bid interest percents. In most cases, you won't need to worry about deductions in the first place. Please visit GoodHire for all your employment screening needs. While the Tax Purchaser must have “peaceable possession,” the Owner’s possession of the Property “may be constructive or scrambling.”. The three-year limitations period for judicial redemption can also cut the other way. Tax Lien Quick Summary Info. Search by account number, parcel number, owner name, or address. Purchasers will bid down the interest rate they are willing to accept on their purchase of a tax lien starting at 12% annually. (Ala. Code § 40-10-74). (To learn more, read How the Coronavirus Outbreak Is Affecting Property Taxes, Tax Sales, and Tax Foreclosures.). Search Washington County property records through GIS mapping. Judge Sawyer’s excellent description is summarized a bit further here to give you a better idea of what rights the Owner and Tax Purchaser may have and when they can exercise those rights. The attorney listings on this site are paid attorney advertising. Property tax liens may be redeemed as indicated here by payment to the Tax Collecting official of the amount specified on the tax lien certificate as the total amount of delinquent tax, interest, penalties, and fees and cost paid to the purchaser of the tax lien certificate plus an interest at the rate specified in the tax lien certificate and a $10 redemption fee. But the winning bidder at the auction doesn’t immediately get title to your home. What happens then? If you paid the $200 transfer tax instead of the buyer, your capital gain becomes $49,800 instead. Ala. 2016). But the Owner retains a right of “judicial redemption.” Judicial redemption requires the filing of a lawsuit against the Tax Purchaser (or the filing of a counterclaim in an ejectment action brought by that Tax Purchaser) and the payment of specified sums into the court in which that action or counterclaim is pending. There is a statewide millage of 6.5, along with local rates charged by counties, school districts and municipalities.

In Alabama, the transfer tax is usually paid for by the buyer. The owners of said property can redeem this property though the Tax Collector’s Office. In Alabama, taxes are due on October 1 and become delinquent on January 1. Any citations to authority supporting the statements may be found by reviewing In re Washington. Place: Online at GovEase.com Time: 10:00 A.M. until 1:00 p.m. or when all properties are sold. Alabama, unlike some other states, generally holds tax sales once a year, commonly in April and May, though it may vary.